Srinivas and Kushagra founded Coupl to solve the #1 money problem couples face in India. Forbes 30 Under 30 founders. Backed by Y Combinator and Entrepreneur First.
Backed by the world's most prestigious startup accelerator.
Two Forbes 30 Under 30 founders building the future of banking for India's 10M+ couples annually.
Kushagra is the Co-Founder and COO of Coupl. Forbes 30 Under 30 Asia honoree. IIT Kanpur alum with experience at IBM Research.
Srinivas is the CEO of Coupl and a Forbes 30 Under 30 Asia honoree. BITS Pilani alumnus, builder of category-defining fintech products in India.
Y Combinator (S22 — Summer 2022)
Coupl is a YC portfolio company building India's first zero-balance digital joint account for couples.
From founding during YC S22 to 80K+ couples and ₹300+ crore in transactions — built with zero advertising spend.
Srinivas and Kushagra founded Coupl after meeting at Entrepreneur First. Accepted into Y Combinator Summer 2022 — one of the world's most prestigious startup accelerators. Built to solve the #1 financial pain point couples face in India.
Launched in September 2023. Built a zero-advertising-spend growth engine and proved strong product-market fit in the India couples' banking market.
Rapid growth across metros. Built features for shared rewards, tax-efficient investing, and comprehensive couple financial planning.
Hypergrowth year with 40% user surge. Massive adoption driven by product improvements and word-of-mouth. Became India's go-to platform for couple finances.
Expanding with deeper integrations, new financial products, and pan-India reach — building complete infrastructure for couples' financial wellness at scale.
Supported by Y Combinator and Entrepreneur First, along with angel investors and VCs backing fintech innovation in India.
A highly skilled team of product engineers, designers, and operators building world-class fintech for India's couples.
Product & Engineering
TeamBuilding world-class fintech infrastructure and user experiences for couples across India.
Growth
TeamScaling Coupl's reach across India with data-driven strategies and zero advertising spend.
The core beliefs that guide everything we build at Coupl.
India's first zero-balance joint account for couples. Effortless expense splitting, instant settlement, and transparent money management — without fees or complexity.
Available to all couples — married, dating, same-sex, cohabiting. No relationship documents needed. Open a joint account in 60 seconds with matching RuPay debit cards.
Earn shared rewards at India's top brands: Zomato, Netflix, OYO, IndiGo, Taj Hotels, BookMyShow. Up to ₹50,000 in joining rewards for couples.
RBI-authorized PPI issued by LivQuik Technology (India) Pvt Ltd. Bank-grade encryption and complete data security for couple finances.
Start managing shared finances together in 60 seconds. Download Coupl and get matching RuPay cards.