Both partners get their own RuPay debit card, linked to one shared wallet. Spend independently online and offline across India — with every transaction visible in real time.
Issued by LivQuik Technology (India) Pvt Ltd · RBI-authorized PPI issuer
No more “one card between us”.
Matching cards
One RuPay card for each partner
Shared wallet
Both cards draw from the same pool
Acceptance
Works online, in-store and at ATMs
Card & balance
Cards included, zero minimum balance
4 steps. Digital card instantly. No branch visit.
Open a Coupl shared wallet
Download Coupl and open a shared wallet with Aadhaar and PAN in under 60 seconds.
Invite your partner
Your partner completes their own KYC in the app.
Get your matching RuPay cards
Both partners receive matching RuPay debit cards linked to the shared wallet.
Spend together
Use the cards online and offline across India. Every spend appears in a shared history.
Why couples want a card each, not one between them.
| Feature | Coupl RuPay cards ★ | Bank joint account card |
|---|---|---|
| Cards issued | One RuPay card per partner | One card per account holder |
| Linked balance | Shared wallet | Shared, but primary-holder led |
| Real-time shared alerts | ✅ Both partners | 🟡 Primary holder only |
| Per-partner spending limits | ✅ Yes | ❌ Rare |
| Card network | RuPay | Visa / Mastercard / RuPay |
| Time to card | Digital card instantly | 2–7 days by post |
General comparison as of 2026. Bank policies vary; check your bank for specifics.
Traditional joint accounts issue one card to the primary holder. Coupl gives each partner their own RuPay card, so you both spend without passing a card back and forth.
Every card transaction shows up in a shared, real-time history with alerts — both partners always know what's been spent from the shared wallet.
Set per-partner spending limits so a shared wallet stays within budget without either partner policing the other.
The RuPay card works at online checkouts, in-store POS terminals and ATMs across India — no card is left out at the till.
Yes. Coupl issues matching RuPay debit cards — one to each partner — both linked to the same shared wallet. Unlike traditional joint accounts that give one card per account, both partners get their own card that draws from the shared pool.
Yes. Each partner receives their own matching RuPay debit card linked to the shared wallet, so both can spend independently online and offline across India.
Anywhere RuPay is accepted across India — online checkouts, in-store POS terminals, and ATMs (₹29.50 ATM withdrawal fee applies).
Coupl is free to open with zero minimum balance and both matching RuPay cards are included. Standard ATM (₹29.50) and IMPS fees apply only when you use those services.
Yes. Coupl lets you set per-partner spending limits and get real-time alerts on every transaction, so both partners have visibility and control over the shared wallet.
60 seconds. Zero balance. A card for each partner.
Also see: Shared wallet for couples·Bill split app·Zero balance joint account