Free Calculator

Gold Loan Eligibility Calculator

Find out how much you can borrow against your gold. Compare lenders, LTV ratios, and repayment options instantly.

Gold Details

Gold Weight100g

51000

Gold Purity

Gold Price per gram₹9,500

500015000

Gold Value₹8.70 L

LTV Ratio75%

5090

Interest Rate11.00% p.a.

724

Tenure12 months

136

Repayment Mode

Loan Eligible

₹6.53 L

75% LTV

Bullet Interest

₹71,792

Total Interest

₹71,792

Total Repayable

₹7.24 L

Lender	Rate	Loan Amount	Monthly Interest	Total Interest	Processing Fee
BestSBI Gold Loan	9.75%	₹6.53 L	₹5,303	₹63,633	0.5% (₹3,263)
HDFC Bank	11%	₹6.53 L	₹5,983	₹71,792	1% (₹6,527)
IIFL Gold Loan	11.88%	₹6.53 L	₹6,461	₹77,535	Nil
Muthoot Finance	12%	₹6.53 L	₹6,527	₹78,318	0.5% (₹3,263)
Manappuram	13%	₹6.53 L	₹7,070	₹84,845	Nil
Axis Bank	13.5%	₹6.53 L	₹7,342	₹88,108	1% (₹6,527)

Rates are indicative. Verify with lender before applying. RBI mandates max 75% LTV for gold loans from banks.

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